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Cambridge, MA (PRWEB) August 4, 2005
ICLUBcentral Inc., the market leader in accounting and analysis tools for individual investors and investment clubs, announced the release of an update to its flagship investing software program, Investor’s Toolkit 5 (http://www.iclub.com/tk5/).
Investor’s Toolkit 5 is a leading fundamental analysis software program for long-term oriented, buy-and-hold investors and members of investment clubs, and version 5.1 offers several product enhancements and additional features for users of the program.
“The release of Investor’s Toolkit 5.1 is just another indication of our commitment to our customers to provide ongoing support for their primary tool for analyzing stocks,” explained ICLUBcentral’s President, Douglas Gerlach. “Whether investors are investigating stocks for their own portfolios or for their investment clubs, Investor’s Toolkit is leads the way to better stock selection with unprecedented power and ease of use.”
Product Features and Enhancements
Among the many new features and enhancements available in Investor’s Toolkit version 5.1 are the following:
A new export file format, the *.SDF Stock Data File format, allows users of the program to exchange their completed company analyses with users of ICLUBcentral’s other stock analysis software, Stock Analyst and Classic Plus, as well as with other users of Investor’s Toolkit. This expanded file format includes more data and user-entered judgment items to allow a complete company analysis to be emailed or shared with other investors or members of an investment club.
When updating data via the automated data service, BetterInvesting’s Online Premium Services (OPS), companies with “locked” data will no longer generate warning messages.
When the user enters new estimated Earnings per Share in the Portfolio Evaluation Review Technique (PERT) module, those changes are now reflected on the Stock Comparison Guide when comparing companies.
Company and portfolio views now display the same upside/downside ratios, eliminating changes due to rounding differences that previously existed.
The software now accommodates missing or zero values on the PERT B worksheet.
Section 3 of the Stock Selection Guide worksheet now displays the company’s current PEG Ratio as an added evaluation metric.
Run-time errors that sometimes occurred when using the Revenue-Based EPS Projection Method (the “Preferred Procedure”) have been eliminated.
The software now features a new splash screen when loading, as well as a new program icon.
A complete list of all changes is available at: http://www.iclub.com/products/toolkitupdate.asp.
Downloading and Installing the Update
The update is provided at no additional charge to all subscribers to ICLUBcentral’s Investing Software Maintenance Agreement. Investor’s Toolkit features an updater within the program, allowing users to automatically detect, download and install any provided updates to the program.
About ICLUBcentral’s Investing Maintenance Agreement
ICLUBcentral’s Investing Maintenance program provides its customers who own any or all of the company’s stock analysis programs including Investor’s Toolkit, Stock Analyst, Classic Plus or Stock Prospector with any updates released during the term of the subscription. The annual $ 33 subscription also includes the Complete Roster of Quality Companies, a monthly list of top-rated stock ideas for a long-term portfolio; monthly Investment Comments from the company’s market-beating Investor Advisory Service equity newsletter (http://www.iclub.com/ias/); and premium access to ICLUBcentral’s technical support to resolve any issues users experience with their software.
To subscribe to the Investing Software Maintenance Agreement program, please visit:
About Investor’s Toolkit 5
The 5th edition of Investor’s Toolkit is the result of twelve years of user experience with the Toolkit software line. Its enhancements have been distilled from the consolidated input of users who have told us what they wanted. The program has been rewritten in order to take advantage of improvements in technology that make life simpler, clearer, and better for users. Toolkit 5 takes the stock-picking capability that investors rely on and combines it with unprecedented portfolio management features, including:
Intuitive, graphical access to stock analysis worksheets, including the Stock Checklist, the Stock Selection Guide (SSG), and the Stock Comparison Guide.
Includes portfolio worksheets, as well as a “Portfolio Report Card” that presents key ongoing metrics and a to-do list, and an Overview screen that shows the performance and value of each stock in the portfolio and the aggregate statistics for the whole portfolio.
Introduces an innovative Offense/Defense strategy with portfolio alerts warn the user of new data which may demand attention. “Requires Attention” flags and the “What do I do now?” box help keep users focused on the important issues.
Simple, speedy data download from BetterInvesting’s Online Premium Services (OPS) or other data sources imports ten years of fundamental data for any public company.
Detailed help files on investing in general and use of the software in particular.
Approved by BetterInvesting, the leading national non-profit organization that serves individual investors and investment clubs.
Investor’s Toolkit 5.1 is available for purchase from BetterInvesting for $ 169.00 (for BetterInvesting members) and $ 219.00 for non-members.
For more about Investor’s Toolkit 5.1, to download a free 30-day demonstration version, or to purchase a copy, please visit:
Based in Cambridge, Massachusetts, ICLUBcentral Inc. (http://www.iclub.com) develops quality tools for individual investors and investment clubs, including software products, web sites and the market-beating Investor Advisory Service newsletter. Its products include:
Software and web sites for investment clubs and investing partnerships: Club Accounting 3, Club Accounting Online and federal and state tax printers.
Stock analysis software: Investor’s Toolkit, Stock Analyst, Classic Plus and Take Stock.
Stock screening software: Stock Prospector.
Equity investing newsletter: the Investor Advisory Service.
Since 1989, ICLUBcentral has been a provider of software to BetterInvesting’s National Association of Investors Corp. (NAIC), the leading non-profit organization devoted to investor education and investment clubs. Today, ICLUBcentral’s web-based and desktop Club Accounting solutions and stock analysis software programs are used by the majority of investment clubs and other investment partnerships in the United States.
For more information on the company, visit http://www.iclubcentral.com.
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This year I will make just a little over $ 13,000 working part-time
I am a college student
No kids, no bills, other than my cell-phone and school stuff
I will claim myself
Will I have to pay tax or will I get a refund, it will be great if someone estimate how much I will get back. And I live in Massachusetts.
I forgot to add, I pay over 30 dollars of federal tax weekly, SS and health and for my state tax, and im 19 years old :/
Answer by Judy
Without any clue as to how much if anything was withheld for income tax, no way to even guess re a refund. If you’re working as an employee, where they take out for social security and medicare, you shouldn’t owe any federal tax.
Your age could also be a factor.
Answer by acmeraven
You need to look at your YTD pay stub and see how much federal income tax has been withheld. Your federal income tax owed is going to be right at $ 350.00 for the year. If you have education credits that can be reduced to zero and you may also have a thousand dollars refunded from education credits on top of whatever you have had withheld for fit.
Answer by Bob F
I’d say you’re likely to get a refund. $ 13,000 is $ 250 a week. $ 30 over $ 250 is about 12%. Most of your income is likely in the 10% bracket with some at 15%. However, your question is unclear and a bit vague, so don’t hold me to this.